service

Payment Services

merit

8 strongest advantages
to payment services

Online payment platform with "AI and People”

Accepts 4 major
brands of credit cards

We accept credit and debit cards
of four major card brands.
All card brand settlements are denominated in yen.
- VISA
- MASTER
- AMERICAN EXPRESS
- JCB
Lowest credit card
transaction fee of 3.9%.

SmartPayment's payment fees are the lowest in the industry. Stores can increase their profits by reducing their commission costs. Furthermore, we at Smart Payments will continue to challenge for the lowest prices.
- "Monthly payment"
  credit card transaction fee３.９％
- "2 Monthly payment"
  credit card transaction fee３.９％
- "Weekly Payment"
  Credit Card Processing Fee４.５％
- "Everyday Payment"
  credit card transaction fee５.０％
0.5% will be added to the above credit card transaction fee for JCB,AMEX.
The shortest possible time
for credit card payment
deposit.

Settlement of card payment
proceeds is the same as cash
with the shortest "daily payment".
4 credit card payment methods

No need to install any payment terminals in the store.
Easy payment with a smartphone.
- QR code payment
- Link payment
- SMS payment
- LINE payment
Touch Settlement
- Touch payment eliminates the need
  for a terminal at the store.
  Safe, secure, and easy payment
- You can make a credit card payment
  by holding your card over the screen of your own cell phone.
  * Contactless payment by your own cell phone
Deferred payment settlement

Increased sales due to after-payment settlements

Not only to complementing credit card payment failures, but also we allows customers who do not have cash "now" or payment methods "now" to receive services freely at any time.
Safe and secure payment
system by "AI and People”

Providing safe and secure payment
services through "AI and People”
payment services

Smart Payment Payment System (name: Virtual Bank)
is an intuitive AI payment system that anyone can
easily use. Our AI-based credit screening not only
protects against fraudulent credit card use,
but also scores fraud risks based on past payment
data to constantly improve the accuracy of credit screening.
The scored information is used to automatically determine the suitability of the payment.
24/7, 365 days a year customer support system

Immediate response and resolution of payment problems

Smart Payments is available 24/7, 365 days a year to respond promptly to merchants' payments at any time.
Customer support is fully staffed by both "people" and "email".