SmartPayment Payment Terms of Service

Article 1 (Application of Terms and Conditions) These terms and conditions apply to the use of the payment processing (collection agency) services of SmartPayment Co. (hereinafter referred to as "the Company"), and merchants may use the service in accordance with these Terms and Conditions.

Article 2 (Modification of Terms and Conditions) The Company may change the Terms and Conditions at any time by notifying merchants in a manner determined by the Company with a certain period of advance notice. In such cases, the merchant's use of the service after receiving such notice shall be deemed to constitute the merchant's consent to such changes, and the new agreement shall apply to any subsequent treatment of the merchant.

Article 3 (Definition of Terms) Unless otherwise defined, terms used in this Agreement shall have the following meanings

(1) main service
Internet payment agency service provided by our company (Name: "SMARTPAYMENT Payment Agency Service". A service that provides credit card payment agency and electronic money payment agency services using telephone lines and other means of communication)

(2) payment system
The system used for this service, which is configured to settle transactions between merchants and users over the Internet and mobile IP connection services (hereinafter referred to as the "Internet, etc."). A system configured to enable the settlement of transactions between merchants and users on the Internet and mobile IP connection services ("Internet, etc.") used in the Service.

(3) applicant
Corporations or individuals who wish to use this service as our merchants

(4) franchise agreement
Contract to receive the Services from the Company

(5) participating merchant
Corporations or individuals who have entered into a merchant agreement with us

(6) Merchant Site
Virtual stores operated and managed by merchants on the Internet, etc.

(7) Merchandise, etc.
Goods, services, rights, software, etc. provided by the merchant to the user

(8) user
Individuals or corporations that have been authorized by a credit card company or e-money issuer to use each payment method and intend to purchase goods, etc. via mail order at a merchant's site or at a store operated by the merchant.

(9) 通信販売
When a user accesses a merchant's website and requests a merchant to purchase goods or services, the user pays the merchant for the goods or services (hereinafter referred to as the "goods or services fee"). (2) Transactions in which a user pays for goods, etc. using the Service

(10) credit card
A card that is issued based on a contract between a user and a credit card issuer and can be used for payment by entering the number and expiration date, etc., on the card.

(11) credit card company
Collective name for credit card issuers with whom we have concluded blanket merchant agreements and primary agency agreements.

(12) electronic money
Private money as a means by which users can make electronic payments by entering or transmitting a unique number issued by a card, ticket, receipt, etc. purchased from an electronic money issuer, or data contained in an IC card, etc.

(13) electronic money issuer
General term for issuers of electronic money with which we have concluded a member store agreement or a blanket agency agreement.

(14) bank transfer
The user will automatically notify the merchant site of the charges that have been issued by the Company and the contracted bank and transferred to each user's or merchant site's account.

(15) Handling Banks
The name of the bank or account with which the Company has contracted, or the generic name used by the user when making a wire transfer.

(16) method of payment
Credit Card / E-Money

(17) settlement company
Card companies and e-money issuers

(18) Usage Fees, etc.
Franchise fees, fixed monthly fees, transaction processing fees, settlement-specific fees, and other fees paid by merchants to us in accordance with fees specified by us for this service, such as the settlement service fee schedule and optional system fee schedule

(19) chargeback
(iii) The credit card company, at its own discretion, refuses to pay us the relevant card sales amount due to fraudulent use of the card, or demands the return of the amount paid.

(20) repayment
Refuse to pay or demand the return of the proceeds from the card sales or e-money sales at the Company's discretion

(21) contents

Services offered by merchants